A Guide to Buying a House with Your Partner

Buying a house with your partner can be one of the most exciting times of your relationship, allowing you to begin to plan your future together, all while finding the perfect place to live. However, you should not get too carried away when buying a house with someone else, and there are some considerations which you need to think about when making the initial steps towards purchasing a property with your significant other.

Does the house need renovating?

When viewing houses, you need to check whether there are any renovations that need to be made to the house for it to be liveable and whether these are renovations that you will be willing to make. Although renovations can help you to turn the property into your dream home, you need to decide whether this will affect your budget and whether you and your partner have the time and inclination to perform these renovations. However, many more couples decide to buy property to renovate, as this can be a great side project, and can even help you to make an extra profit when you wish to sell. If you are looking to renovate the property, you should make sure that you hire the right professional help to aid you in this.You can try searching online for professional “plumbing companies near me” to help you with any repairs or modernizations that need to be made.

How can you find the perfect house?

Although you and your partner may have differing ideas about what makes the perfect house, you should create time to discuss both of your needs and values before you begin to attend viewings. This discussion should include your opinions on location, size, andthe size of your budget, and you should make sure that you are working towards the same end goal when you are attending viewings.

To allow your viewings to be successful, you should make sure that you ask the important questions that will determine whether the house is right for you and your partner. This includes important considerations such as how long the house has been on the market, what is included in the sale, and how long the previous owners have been living within the home. You may also want to consider checking when the current owner is available to move out, how much the bills cost in a rough estimate, and if the property is listed or graded in any way.

Who will own the house?

When you are buying a house with an unmarried partner, you also need to decide whether you wish to be joint tenants or tenants in common, which can affect your legal rights. If you decide to opt for a joint tenancy, you will own an equal share of the property and have the same legal rights over it. If one of you dies, then the property will automatically be owned by the other tenant. However, if you decide to become tenants in common, you have control over how much each individual owns of the property, such as a 25%-75% split. If one of you dies, then the property will not automatically be transferred to the ownership of the living partner, and will instead become part of their wealth, divided between their immediate family or according to their will’s interests.

What will you need?

There are also some important services that you need to employ when deciding to move in with a partner, and these include solicitors and insurers. Your solicitor can help to take you through the whole of the buying process, including drafting your ownership agreement, establishing the terms of the sale with the current owners or the property, and ensuring that you understand the legal factors behind the sale. You will also need to find an insurer as soon as you decide to buy a house. Not only is house insurance important to protect your contents, but it is also vital to take out life insurance to make sure that the remaining debt that you may leave on your partner in the event of your death, in the form of a mortgage, is paid off completely by your life insurance company.


Buying a house with your partner is one of the most important steps of a relationship andcan often change the way that your relationship works. However, as well as being a fun and exciting time for both you and your partner, you should ensure that you are ready and able to cope with the commitments that buying a house includes. To do this, you need to research your rights, the necessities of buying a house, and the specifications of the house that you will be investing into.



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